Retailers generally stay open and few businesses give employees the day off. But it’s certainly not a holiday without controversy.

Columbus Day is, technically, a federal holiday, though—meaning if you’re planning to head to the bank or visit a government office, your plans are likely to be impacted.

Here’s a look at who’s open and closed on Columbus Day 2022 and a look at the controversy surrounding the holiday.

Held on the second Monday of October, Columbus Day is meant to celebrate the anniversary of Christopher Columbus’s arrival in the Americas, which occurred on October 12, 1492.

It became a federal holiday starting in 1971.In 1992, that realization led to a symbolic renaming of the day to Indigenous Peoples’ Day.

Rather than focusing on Columbus, the day celebrates and honors Native American peoples and commemorates their histories and cultures.

It’s not recognized on a federal level, but it is an official holiday in 10 states and dozens of cities, which choose not to honor Columbus Day.

Are banks open on Columbus Day?

They’re not. Columbus Day is a federal holiday, meaning most banks will be closed.